Now live for every team

Collect payments in your app, without running a payment gateway.

The Kumaraguru Payments Gateway is ready. Any department, office or partner building a system can raise a request, build against the sandbox, and go live once finance approves. Money settles straight into the institution's account.

Free sandbox Finance-approved limits No gateway secrets in your code
How it works

From request to real payments in four steps

You build. Finance approves. The gateway handles the money, the receipts and the paperwork.

1

Raise a request

Tell us what your system collects payments for, roughly how many a month, and the typical amount.

You · 2 minutes
2

Get approved

The finance team reviews the request, approves it and sets your limits. You're told on email or Teams.

Finance
3

Build in the sandbox

Generate test keys, add a webhook, and complete a test payment of ₹1–₹10. It is refunded automatically.

You · your own pace
4

Go live

Once your test payment's webhook reaches your server, live keys unlock and real payments begin.

Live
What you get

Everything a payment flow needs, already built

One integration gives your system checkout, receipts, refunds and reconciliation, with a portal to watch it all.

No payment keys to hold

Your application never sees a card number or a gateway secret. Money settles straight into the institution's account.

A sandbox from day one

A full test environment with its own checkout. Live payments unlock only after a test payment succeeds.

Keys only you see

You generate your own API keys. The secret is shown once, to you, and stored only as a hash. Rotate any time.

Signed webhooks

Every capture, failure and refund is pushed to your server, signed, retried on failure, and replayable from the portal.

Payment links

No checkout page of your own? Send a link by SMS or email, one at a time or in bulk from a sheet.

Refunds with approval

Request a refund through the API or the portal. Finance approves it before any money moves.

Receipts and statements

A numbered receipt for every payment and refund, monthly statements, and CSV exports for reconciliation.

A portal to watch it all

Orders, payments, API call logs and webhook deliveries for your application, in one dashboard.

Help with the evidence attached

Raise a ticket from the payment or error you're looking at, and it arrives with everything needed to answer it.

For developers

A small, predictable REST API

Get a token, create an order, send the payer to checkout. Your server hears the result by webhook.

  • Samples in cURL, Node.js, Python and PHP
  • A live "Try it now" console in the docs
  • Idempotency keys make every retry safe
  • Your own reference and notes on every order
Who can apply

Built for anyone building on campus

If your system needs to take a payment for the institution, the gateway is for you.

Inside Kumaraguru

Departments, offices and student teams

Hostel, transport, exam cell, clubs, labs, events: any team building or running a system.

  • Apply with your team or office name
  • Approved by the finance team
  • Notices reach you on Teams
Partners and vendors

External organisations building for us

Software vendors and partners building a system for a Kumaraguru office.

  • Apply with your organisation's name
  • Name a Kumaraguru sponsor office
  • Same sandbox, same approval, same API
Questions

Good to know

Does it cost anything to try?

No. The sandbox is free. Its test payments are real payments of ₹1 to ₹10, refunded in full automatically; you can make up to five.

Where does the money go?

Straight into the institution's account through the institution's own payment gateway. Your application never handles gateway secrets or card details.

How long does approval take?

The finance team reviews each request. You can follow its status in the Payments portal, and you're notified on email or Teams when it moves.

Do I need my own checkout page?

No. You can send payers to the hosted checkout, or skip the integration altogether and send payment links by SMS or email, including in bulk.

What happens if my server misses a webhook?

Deliveries are retried automatically, and you can replay any of them from the portal. You can also fetch an order's status through the API at any time.

Can the application move to someone else later?

Yes. An owner can hand an application to another person with its keys, payments and history, and the new owner accepts it in the portal.

Ready to take payments?

Raise a request today. Build in the sandbox while finance reviews it, and go live as soon as you're approved.

events.kumaraguru.in/sdk